I agree with your points in general, but as a mathematician, this paragraph is wrong, wrong, wrong, wrong, wrong.

If two separate parts of your budget increase by less than 10%, your budget does not increase by 20%.

I've been reading you for years, so I know you won't read this and won't make this correction, because you never do, even though your error rate is very high.

This is why I never send your posts to other people, even though I generally agree with the conclusions strongly - it's because you have endless sloppy errors in your facts, and you never issue corrections, and my friends are smart enough to notice your foolish errors.

I would say, "Do better", but I know you aren't reading. Probably I should unsubscribe, and in fact, I will. I shouldn't reward you for your sloppiness and laziness.