I wish I could refute your profound cynicism, but I fear that you have your finger on the pulse of society.

At least it's witty! Accept claps: laughing in the face of death is one of the best things humans do.

I do want to quibble about one detail: "if people have no jobs or money".

If the billionaires own all the means of production, with AIs and robots, they simply don't need us at all, or an economy outside their little enclave.

They simply let us starve, and live for a while in their underground bunkers.

Of course, the resource collapse will come for them too, but the rest of us will already be immiserated or dead.