Of course it's clear.

It is for-profit medicine and insurance companies which are to blame.

Here's a long, fact-filled article by a therapist full of details on why the current system screws over patients and therapists alike.

The idea of replacing humans by devices that give "therapy" based on the most average response in the past -- what convinces you that this would be effective? Spending time with these LLMs, which cheerfully contradict the last thing they just said if questioned, even if it were true, convinces me that these are the very last thing that a vulnerable population should be exposed to.