Thanks for the polite response.

Of course there are problems in contemporary physics! The big one is the inability to reconcile the Standard Model with Relativity.

But you can’t tell stories to fix these. You have to do the math. And it’s hard math. I have a degree in math and most of this is too hard for me (I mean, I imagine with heavy study I could learn it, but…)

Your prediction isn’t worth anything without the math. You have to do the math. You can’t just pull a prediction out of the air, because even if you’re right, then what? How can I use that work? “Ask John” is not actually a science theory.

(Money is of course a social contract.)