This isn't very nice. You assume the person you are talking to is an ignoramus, and talk down to them.
Do you know who else has told me to "do my research" without actually providing any hard information?
* COVID deniers
* People who believe that Barack Obama is a Muslim from Kenya
* People who believe that Michelle Obama is a man
* People who believe that Sandy Hook was a hoax
* People who believe that the climate emergency is a hoax.
Don't be like them.
If you make a claim, it is your responsibility to back that claim up, not your readers'.
If you're interested in finding out the problems with crypto, start with this article, and let me know if you have any questions.